Buy Now, Pay Later Options

Financing

Shop Pay Monthly Installments

What is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees*.

Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.

Which payment methods are accepted if I use the option to pay in installments on Shop Pay?

For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.

Can I use Shop Pay Installments if I'm an international customer?

Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. Customers with international billing addresses or phone numbers can't use Shop Pay Installments.

Is there a limit to how much I can spend on a single Shop Pay Installments order?

Yes, 17,500 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.

Can I buy gift cards with Shop Pay Installments?

You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What if I miss an installment payment?

There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.

CHECKING YOUR ELIGIBILITY WON’T AFFECT YOUR CREDIT

Just select Shop Pay at checkout.

Get a real-time decision with just 5 pieces of info.

Quick decision Get a real-time decision on your eligibility.

Easy payments Split your purchase into easy bi-weekly or monthly payments.

No surprises No late or hidden fees.

Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans may be made or arranged pursuant to California Financing Law license 60DBO-111681.

Affirm Monthly Installments

Why Affirm?

Affirm is a Buy Now, Pay Later (BNPL) financial services tool that allows consumers to purchase goods and services with full transparency and with no hidden fees that are associated with traditional loans. Other consumer benefits of using Affirm:

Quick and easy
Checkout is simple at any store that accepts Affirm. Just enter a few pieces of information for a real-time decision.
No hidden fees
Know up front exactly what you’ll owe, with no hidden costs and no surprises.
Safe & secure
Affirm connects directly to online stores. There’s no card number to steal, so your account stays secure.
You’re in control
Pick a loan that fits your budget. You’ll make real progress every month, and at the end of your loan you’re free and clear.

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Buy Now, Pay Later Options

Financing

Shop Pay Monthly Installments

What is the option to pay in installments on Shop Pay?

Affirm Monthly Installments

Why Affirm?

No Credit Check Leasing

ACIMA Leasing

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